All SABNJ Articles

Apathy

by: Max Royle ~ City of St. Augustine Beach It’s an enduring question: Why don’t you, Mr. and Ms. Citizen, pay more attention to what we, your humble public servants, are doing on your behalf in City Government World? It seems that we hear from you or see you at city...

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Baby, it’s cold outside

by: Fr. Nicholas A. Marziani, Jr., D.Min ~ Pastor Emeritus, St. James Church Well, now among the other things to fight about during the Christmas Season in our cockeyed society we have to add Frank Loesser’s 1944 hit song, allegedly another example of a guy hitting on...

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Mother May I? Not without a PERMIT!

by: Diane Vespucci ~ Re/Max 100 Realty There’s nothing worse than having your heart set on buying a home only to realize there is space that haven’t been properly permitted….. Oh wait! There is something worse: Buying that property and then finding out. It can be a...

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Veterans win big with new changes to VA Loans in 2020

by: Gaye Jones ~ AnnieMac Home Mortgage In June of this year a new bill was signed to give more back to our Veterans. The Blue Water Navy Vietnam Veterans Act of 2019 which will go into effect on January 1, 2020 offers Veterans a few big wins when purchasing a home...

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Time for Some New Year’s Financial Resolutions

by: Edward Jones Have you thought about your New Year’s resolutions for 2020? When many of us make these promises, we focus on ways we can improve some form of our health. We vow to get more physically healthy by going to the gym, or we promise to improve our mental...

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IRS Audit Rate Has Dropped Steeply Since 2010

by: Andrew Jackson, J.D., LL.M. ~ Jackson Law Group Are you concerned about being audited by the IRS? An IRS audit takes place when the Internal Revenue Service chooses to review a taxpayer’s accounts to verify that tax laws are being followed. As a preliminary...

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Holiday Gift Giving: what to give someone who has everything

by: Holly Guyton ~ Defining Moments For many of us, the holidays can be a bit stressful thinking about what we can get for that special person who has everything. So, we put it off, waiting for that “eureka moment” that will magically divulge the perfect gift for our...

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So you want to cut the wire

Since my article about Streaming (in July of this year) I have been asked several times about how one would go about “cutting the wire”. This is the term used when folks get rid of their cable provider for TV entertainment.

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SAB Civic Association News

Surf Illumination set for December 7th at Pier Park Join us at Pier Park on Saturday December 7th from 3 until 7 PM for an evening of family fun that includes the lighting of of our Christmas Tree by Commissioner Dylan Rumrell and his family. There will be free...

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River House Programs and Events

*All programs, unless otherwise noted, are held at River House (179 Marine Street, St. Augustine, FL 32084). Monday-Thursday 8:30am-4:30pm / Friday 8:30am-12pm *For reservations and information about these and other ongoing classes, please visit or call River House...

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Nothing

by: Max Royle, City of St. Augustine Beach A resident concluded an August email with this postscript: “They [the City Commission] do NOTHING for the residents. I repeat, NOTHING!” Yes, she highlighted “nothing” with capital letters, which I’m told is the cyberworld’s...

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Friends

by: Fr. Nicholas A. Marziani, Jr., D.Min ~ Pastor Emeritus, St. James Church It was a blessed experience to recently witness (via satellite from Rome) the canonization of one of my favorite 19th century heroes, now St. John Cardinal Henry Newman, Oxford don and high...

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What’s New at the Council on Aging (COA)

All programs, unless otherwise noted, are held at River House, 179 Marine St., St. Augustine, FL 32084. For reservations and information about these and other ongoing classes, please visit www.coasjc.org/river-house/ or call 904-209-3655. River House hours are...

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Giving thanks

by: Diane Vespucci ~ Re/Max 100 Realty Throughout the year, I’m often reminded of the Kennedy inauguration quote, taken from Luke 12.48: “For those to whom much is given, much is required” As a Realtor, I believe we have a responsibility to the community we work in; a...

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Misinformation in lending

by: Gaye Jones ~ AnnieMac Home Mortgage There were so many changes made in the lending industry after the housing crash of 2008, and those changes keep coming. Each program (FHA, VA, USDA, and Conventional) all have guidelines of approximately 800 pages each, so you...

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Be creative when withdrawing from retirement accounts

Provided by: Edward Jones Like many people, you may spend decades putting money into your IRA and your 401(k) or similar employer-sponsored retirement plan. But eventually you will want to take this money out – if you must start withdrawing some of it. How can you...

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Defining moments, preserving memories

by: Holly Guyton ~ Defining Moments I came here to St. Augustine six years ago after living abroad for 16 years. Along with raising my amazing son, I was looking for meaningful work to do and truly found my passion in Defining Moments. You see, I lost my mom 20 years...

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Family Photo Tips

by: Christine Cousart ~ Cousart Studios The holiday season is now upon us and it is a time when you are more likely to get your full family together (It is usually like herding cats if you try to do it without an occasion). Can I be bold enough to suggest that you...

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Thinking of a new computer?

by: Steven Aldrich ~ First Coast Computer Services

With Black Friday and Cyber Monday approaching, many folks are considering replacing their computer. There are a few primary reasons to consider a new computer. Let’s explore them.

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Eat, Drink, Relax Cheba Hut now open in St. Augustine Beach

In late October, Dusty and Monica Derickson opened one of St. Augustine Beaches’ newest restaurants, Cheba Hut St. Augustine, at 604 Anastasia Blvd. They boast that the Cheba Hut is a “toasted” sub concept that has been curing the munchies since the first store opened...

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